Funding for Home Owners

If you own a home and it needs to be repaired or modified, you can apply for the Ontario Renovates Program. You may qualify for up to $25,000 in forgivable loans to:

  • Keep your home in good repair
  • Install accessibility features like ramps, bath lifts or alarms

Who is eligible?

You may qualify based on:

  • Your income
  • The value of your home (maximum of $403,635)


Please see the Ontario Renovates Fact Sheet for more information on eligibility and for a list of projects that could be covered. Please call 519-575-4400 or email if you have any questions.

How to apply

To apply, complete the Ontario Renovates application form and send by fax, email, mail or drop the form off at:

Ontario Renovates Program
Region of Waterloo - Housing Services

20 Weber Street East, 4th Floor
Kitchener,  ON  N2H 1C3 


To receive a loan this year you will need to apply before December 1. A limited amount of funding is available each year.

If you qualify, we will set up a home inspection for you. If you need repairs right away because of a water leak or other urgent issue, please call 519-575-4400.

This program is funded by the federal and provincial governments through the Investment in Affordable Housing (IAH) Program.


  • Ramps
  • Handrails
  • Chair and bath lifts, and
  • Height adjustments to countertops.