Funding to help repair your home

If you own a home and need to do repairs or make it accessible, there are funding opportunities available in the community. For a full list, view the incentives to repair a home guide.

Ontario Renovates

The Region's Ontario Renovates program helps you cover the cost of repairing or modifying your home. You may qualify for up to $25,000 in forgivable loans to:

  • Keep your home in good repair
  • Install accessibility features like ramps, bath lifts or alarms
  • Build a separate apartment in your home (secondary suite)

Who is eligible?

General repairs or modifications

You may qualify based on:

  • Your income
  • The value of your home (maximum of $403,635)

Please see the Ontario Renovates Fact Sheet for more information on eligibility and for a list of projects that could be covered.

Building an in-law suite 

You may qualify based on the amount of rent you will charge for the apartment. Please see the Ontario Renovates Secondary Suite Fact Sheet for more information on eligibility.

Please call 519-575-4400 or email if you have any questions.

How to apply

To apply, complete the Ontario Renovates application form or the Ontario Renovates Secondary Suite application form and fax, email, mail or drop the form off at:

Ontario Renovates Program
Region of Waterloo - Housing Services

20 Weber Street East, 4th Floor
Kitchener,  ON  N2H 1C3 


To receive a loan this year you will need to apply before December 1. A limited amount of funding is available each year.

If you qualify, we will set up a home inspection for you. If you need repairs right away because of a water leak or other urgent issue, please call 519-575-4400.

This program is funded by the federal and provincial governments through the Investment in Affordable Housing (IAH) Program.